This is the moment you’re feeling equivalent to you’ve been trying ahead to all of your existence. The teacher has staunch confirmed you’ve passed your riding test, that manner automotive freedom awaits. Borrowing a automobile out of your folks sucks, despite the indisputable truth that, that manner you’ll be trying your hold wheels. So, what’s it going to be?
Because the Automobile Throttle YouTube crew has demonstrated time and time again, you are going to be in a region to discover all manner of vehicles for minute or no in the UK worn automobile market. The say for the average 17-year-used with a new license, pointless to say, is insurance.
To be certain each of those vehicles are insurable for younger drivers, we got quotes for a fictitious 17-year-used pupil residing in a Cambridgeshire city. ‘Geoff Stevenson’ has a smooth riding file on his new license, will force up to 8000 miles a year, and is the finest particular person on the coverage. Our man can insure these vehicles from £1350 to £2500, with a telematics box wished to salvage the lowest prices – extra on the pros and cons of those devices over again.
We haven’t listed particular person premiums for every since they vary vastly reckoning in your circumstances, so it’s vast essential to salvage your hold quote before purchasing something.
The vehicles are grouped into three brackets in response to the lowest stamp you are going to be in a region to salvage a tight one for, despite the indisputable truth that with a lot of these vehicles playing lengthy production runs, it’s that you just are going to be in a region to imagine to utilize indispensable extra on a more contemporary example in some circumstances.
Starting stamp from below £1000
The Ford Ka used to be belief to be the lunge-to first automobile before 2021’s 17-year-olds were even born, and it stays a enormous preference on the modern time, no longer least on yarn of it’s the most cost-efficient to insure on this checklist for Geoff. Gives are mute staunch, helped by how disarmingly straightforward this stuff are – there’s treasured minute to lunge unfriendly and execute them off, build for rust.
The Ka’s trademark vast grey bumpers (some were physique-colored) stare distinctive and make sure any manoeuvring fails shouldn’t leave your fresh pleasure and pleasure with painful combat scars.
The 69bhp provided up by Ford’s 1.3-litre inline-four might per chance per chance additionally merely no longer sound admire indispensable, but as we chanced on out racing belief to be one of those in the EnduroKa series, they’re vast enjoyable to force.
That you can’t hate on the Panda – it’s an cute minute workhorse that’ll desire all the pieces you throw at it. Those box-admire dimensions mean the already massive 200-litre boot grows to a vast 861 litres with the seats folded flat, and with them up, there’s a tight amount of home for passengers.
Fiat made this generation of Panda for nine years, giving worn patrons a vast amount of preference. Whether or no longer you desire a sub-£1k good buy or something extra most recent, you’re lined. There’s even a 4×4 version, despite the indisputable truth that, for affordable insurance, you’re easiest off sticking with something admire an early 54bhp 1.1-litre example.
The Fully Constructed-in Robotised Engine (FIRE) petrol engines desire a cambelt alternate every 36,000 miles, so it’s price checking for proof of this in any incorporated provider history. Moreover, head gasket screw ups aren’t unparalleled, so conclude the in vogue overview below the oil filler gap for gunky white stuff indicating an unceremonious mixing of fluids.
The Citroen C2 had the thankless process of following up the indispensable-most in vogue Saxo. Reception used to be lukewarm, but speedily forward to on the modern time, and the supermini is taking a stare a lot extra tempting. That now you can pick one up for buttons, whereas you’ll war to search out a Saxo at all.
It’s belief to be one of many extra enthralling vehicles here and is a lot safer than its predecessor. There’s a VTS model, but don’t salvage too excited – it’s no longer finest, and also you gained’t be in a region to insure it anyway. In its put, your chariot will be powered by a 1.1-litre inline-four producing 61bhp.
Correct desire into consideration, that is a mid-noughties Citroen, so quiz patchy invent quality. It’s additionally belief to be one of many extra pricey vehicles to insure here.
Starting stamp from £2000 – £3000
Toyota Aygo/Peugeot 107/Citroen C1
They’d per chance additionally merely all possess completely different producer and model names, but these three are successfully the the same automobile built on one production line in the Czech Republic. Curiously, despite the indisputable truth that, the insurance quotes we got completely different vastly between devices.
Inch along with whichever one you are going to be in a region to quilt for the lowest figure, and if there isn’t indispensable disagreement between, let the styling recordsdata your resolution. Engine preference is candy and easy: you’ll be going for the 1.0-litre inline-three petrol producing 67bhp, because the 1.5-litre diesel is painfully unhurried and extraordinarily rare since few patrons with it in the starting up.
Water ingress thru the rear window and gentle-weight clusters is a identified field, so overview the boot for any damp patches.
That’s pleasing, your first automobile doesn’t necessarily should always be a minute hatchback. Every slower two-door shall we deem (Honda Civic coupe, Hyundai Coupe and so forth) returned a ‘does no longer compute’ with our chosen insurance firm (and some frightful premiums with companies we’ve by no manner heard of on a favored comparability put), rather than one: the Toyota Paseo.
It’ll additionally merely be unhurried in in vogue phrases, but its 0-62mph time of 11.2 seconds no doubt makes it belief to be one of many fastest things here. It appears to be like to be to be like vast, you are going to be in a region to pick out one up for no longer indispensable extra than a vast, and they price peanuts to trek. The handiest field is finding one – there are only a couple of surviving examples available.
Yes, the 2 is a Ford Fiesta under, but Mazda‘s desire on the supermini is indispensable extra enthralling. The Mazda 2 appears to be like to be to be like better, is a much less glaring preference, and used to be praised for vast handling when first launched.
The third-generation ‘DE’ 2 is the one to lunge for. This is the version that ditched the weirdly vast, MPV-admire physique for a extra worn form, whereas additionally trimming the burden figure relative to its predecessor.
You’ll be attempting to lunge for the 74bhp version of the 1.3-litre inline-four petrol to attend the insurance top class down, despite the indisputable truth that there might per chance be a Miller Cycle version producing a extra helpful 89bhp.
The Sport might per chance per chance additionally merely be the Suzuki Swift that will get the entire praise, however the entry-stage version of the hatchback shouldn’t be no longer noted. You salvage enthralling appears to be like to be to be like, reliability and decent handling all wrapped up in a thoroughly realistic kit with belief to be one of those.
The 1.3-litre Swift is assumed to be one of many extra highly efficient vehicles on our checklist with spherical 90bhp to its title, despite the indisputable truth that that does reach at a price of increased insurance premiums. In 2010 a heavily up to date version arrived, which sits some diagram between being a facelift and an all-fresh model. It’s price going for if your funds enables.
Starting stamp from £2000 – £3000
Correct to throw a curveball into the combo, here’s the MG ZR. The utilization of the fusty starting point of the Rover 25, the logo came up with a surprisingly neat hatch with vast appears to be like to be to be like and though-provoking handling.
The 1.4-litre inline-four version is mute moderately pokey with spherical 100bhp to its title, making for a circa 10-2nd 0-60mph. So as well to being the most enjoyable to force, it’s additionally the quickest automobile here. And but, with a minute bit taking a stare spherical and by including Geoff’s equally fictional 44-year-used mother Julia to the coverage as a named driver, we were in a region to search out some realistic quotes available.
Downsides? Effectively, there aren’t many overlooked there. You might per chance per chance well additionally finest fortune out with a good buy, but a lot of those we’ve viewed kicking spherical are later, tidier examples and are priced accordingly. The ZR’s K-Series engine additionally has a deserved popularity for popping head gaskets, despite the indisputable truth that it is miles as a minimum better than the bored-out 1.8 fitted to extra highly efficient versions.
In notify for you the simplicity of a couple of of the older vehicles here admire the Ford Ka but in a safer, extra smartly-liked kit, stare no extra than the Dacia Sandero. The good buy-basement Gather admission to-trimmed devices are refreshingly general, with an absence of electrical windows, air con, alloy wheels and even distant central locking. Admire the Ka, these entry-stage Sanderos additionally eschew physique-colored bumpers.
If that’s too general for you, the mid-grade Ambiance is an exact compromise, and it opens up extra engine alternatives. Alongside the 75bhp 1.2-litre inline-four you’re pressured to pick out with the Gather admission to, there’s a extra cost efficient 90bhp 0.9-litre four and a 1.5-litre diesel which will clock up to 80mpg whenever you occur to’re cautious.
Despite being belief to be one of many younger vehicles here, despite the indisputable truth that, early Sanderos can undergo from rust points. Construct sure to possess a examine any doable grasp thoroughly.
VW Up!/Seat Mii/Skoda CitiGo
When the Toyota Aygo and its company were launched, VW‘s retort to town automobile put a question to used to be the Fox. Which wasn’t in particular staunch. Fortunately, the automobile that replaced it, 2011’s Up! (exclamation label optionally obtainable) is a full completely different ball game.
Admire the Aygo, it used to be belief to be one of three shut to-the same siblings, with the Skoda Citigo, Seat Mii and the Toyota all built on the the same manufacturing facility in Bratislava, Slovakia. The Up is the finest taking a stare and has the finest badge, whereas the Skoda arguably represents the finest price.
The Seat needs to be discounted, despite the indisputable truth that – you are going to be in a region to’t lunge far unfriendly with any of those. They’re solidly-built, successfully belief-out vehicles that shouldn’t give any pricey surprises down the aspect road. The sole real engine on supply is a 1.0-litre inline-three, despite the indisputable truth that it’s produced in completely different states of tune. Easiest persist with the entry-stage 59bhp for decrease insurance fees, despite the indisputable truth that.